Things to consider when buying a property
9th August 2021
There are many things to consider when buying and viewing properties to live in — such as location, price, condition, chain size. Below we will cover
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There are many things to consider when buying and viewing properties to live in — such as location, price, condition, chain size. Below we will cover
When looking to raise funds from your property, it can be challenging to work out whether it is better to remortgage, take a further advance
The customers came to us via our website mortgage enquiry form. They were looking for their first mortgage, they also needed to buy via the
The customers came to us as first-time buyers and both NHS key workers, they currently rented a property. They wanted to buy their first home
Are you thinking about a remortgage? Are you unsure what that term means? Are you worried your credit score may let you down or even prevent you from remortgaging altogether?
We’re here to help
Mortgage Brokers act as the middleman between you and lots of lenders, they are very experienced in shopping about and getting the best deal for their client’s circumstances.
What is the 95% mortgage scheme? A 95% mortgage allows the buyer to borrow a maximum of 95% of the property price. This is known as the loan to value amount.
Today (3 March 2021) the Government announced 95% mortgages are now available to buy properties up to £600,000 with just a 5% deposit.
Have you ever wondered what happens when applying for a mortgage? Below, we break this down into 6 simple steps.
Exciting news was received over the weekend, for prospective first-time buyers and those who would like to move home, but only have a deposit of 5%.
Finding a mortgage for a first-time buyer with poor credit can be difficult. Most first-time buyers want to borrow more than 85%, which can massively reduce
Affordability can also be down to the property you are looking to purchase as well, if you are looking to refurbish a property it would be never advisable to borrow to your maximum affordability
Thinking about becoming a landlord? Buying a property to rent out can be a smart investment, but it comes with some key considerations. One of
For landlords looking to maximise rental yields, investing in student property has long been a smart strategy. The demand for student accommodation continues to rise,
Investing in Buy-to-Let Properties: A Comprehensive Guide to Success with HMOs Investing in a buy-to-let property can be a rewarding venture, offering both steady rental
A fixed rate mortgage basically means that your interest rate and payments won’t change for the initial product period of your mortgage.
Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*
A residential mortgage in the UK is a loan that is used to purchase a property for use as a primary residence. The lender, typically a bank or building society, uses the property as collateral for the loan. The borrower makes monthly payments to the lender until the loan is fully repaid, which is typically over a period of 25-30 years.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Clever Mortgages is a trading name of B B Mortgages Ltd. B B Mortgages Limited is a limited company registered in England and Wales with registered number 08057085 Registered Office: 20 Market Place, Newark, England, NG24 1EA. B B Mortgages Ltd is authorised and regulated by the Financial Conduct Authority with registered number 706595.
Your initial consultation and any quotations are free and you are under no obligation to proceed with any options that may be available to you. If you choose to go ahead with a mortgage or secured loan, a fee will become chargeable. Please note commercial mortgages and some buy to let mortgages are not FCA regulated products.
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