Thinking about becoming a landlord? Buying a property to rent out can be a smart investment, but it comes with some key considerations. One of
The journey to buying your first home is an exciting but often challenging one. As many first-time buyers prepare for this big step, new changes
The Right to Buy scheme, which allows council tenants in England to purchase their homes at a discount, is set to undergo significant changes in
If you’re looking to raise funds from your property, it can be tricky to figure out whether a remortgage, further advance, or second charge mortgage
BB and Oak Mortgages Are Here to Help! At BB and Oak Mortgages, our clients are our top priority, and we’re excited to announce that
For landlords looking to maximise rental yields, investing in student property has long been a smart strategy. The demand for student accommodation continues to rise,
Investing in Buy-to-Let Properties: A Comprehensive Guide to Success with HMOs Investing in a buy-to-let property can be a rewarding venture, offering both steady rental
Remortgaging is a process many homeowners undertake to explore better financial opportunities or adapt to changing circumstances.
In this blog, we’ll delve into the common reasons behind mortgage decline in the UK and shed light on how, as your trusted mortgage broker, we can often help turn a decline into an approval.
Mortgages and houses. Are a serious matter. So we have tried to track down a few fun facs over a series of blogs.
10 quick facts from history, the weird and wonderful.
When did mortgages start? How did they start? What were the terms? Over the years i’m sure there are a million and one strange facts, here are a few. Look out for the next post!
This week witnessed a flurry of activity in rate cuts, with several lenders enhancing their fixed-rate offerings. According to insights from Moneyfacts finance expert Rachel Springall, these changes resulted in a decline in the average two- and five-year fixed mortgage rates overall.
Following a year of mortgage rate hikes, is 2024 going to be a better year for first-time buyers to make their move into homeownership?
Thinking about becoming a landlord? Buying a property to rent out can be a smart investment, but it comes with some key considerations. One of
For landlords looking to maximise rental yields, investing in student property has long been a smart strategy. The demand for student accommodation continues to rise,
Investing in Buy-to-Let Properties: A Comprehensive Guide to Success with HMOs Investing in a buy-to-let property can be a rewarding venture, offering both steady rental
A fixed rate mortgage basically means that your interest rate and payments won’t change for the initial product period of your mortgage.
Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*
A residential mortgage in the UK is a loan that is used to purchase a property for use as a primary residence. The lender, typically a bank or building society, uses the property as collateral for the loan. The borrower makes monthly payments to the lender until the loan is fully repaid, which is typically over a period of 25-30 years.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Clever Mortgages is a trading name of B B Mortgages Ltd. B B Mortgages Limited is a limited company registered in England and Wales with registered number 08057085 Registered Office: 20 Market Place, Newark, England, NG24 1EA. B B Mortgages Ltd is authorised and regulated by the Financial Conduct Authority with registered number 706595.
Your initial consultation and any quotations are free and you are under no obligation to proceed with any options that may be available to you. If you choose to go ahead with a mortgage or secured loan, a fee will become chargeable. Please note commercial mortgages and some buy to let mortgages are not FCA regulated products.
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