House styles through the years
5th January 2024
10 facts about houses throughout history in England, focusing on their construction methods, materials, and costs:
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10 facts about houses throughout history in England, focusing on their construction methods, materials, and costs:
Here’s a comprehensive list of essential things to check when looking at a new home.
Unlock homeownership for complex incomes with Clever Mortgages’ expert guidance.
We are seeing more and more lenders offering mortgage interest rates that are under 5%, the lowest they have been for months.
The simple answer is, there isn’t a minimum credit score to get a mortgage, in fact some lenders don’t credit score at all. We find
Breaking News Today, Santander announced it is reducing its 5 year fixed rate to below 5% (25 Sept 2023). Santander isn’t stopping there it is
Clever Mortgages, who arrange mortgages for all types of customers, be that with a poor or excellent credit score, are seeing lenders now decreasing their mortgage interest rates.
Fixed Rate Mortgage vs. Standard Variable Rate: Whether you value the stability of a fixed rate or the flexibility of an SVR, we’re here to help you make an informed decision.
With the average 2 year fixed mortgage rate in the UK reaching a 15-year high of 6.6%*, homeowners face critical decisions regarding their mortgage arrangements. We explain the importance of reviewing your mortgage.
The UK’s largest mortgage lenders and the Financial Conduct Authority (FCA – who regulated mortgages) have agreed with the Chancellor a set of standards that they will adopt when helping their regulated residential mortgage borrowers worried about higher rates.
Yesterday (Thursday 18th May) at the British Specialist Lending Awards, Sarah Tinkler (Mortgage Adviser) won the Adverse Broker category.
A deposit free, first time buyer, 100% mortgage is available to private tenants who feel ‘trapped’ in the rental cycle and are over the age of 21. The product is subject to affordability and credit score, plus evidence of a minimum of a 12-months good track record of a privately rental property.
Thinking about becoming a landlord? Buying a property to rent out can be a smart investment, but it comes with some key considerations. One of
For landlords looking to maximise rental yields, investing in student property has long been a smart strategy. The demand for student accommodation continues to rise,
Investing in Buy-to-Let Properties: A Comprehensive Guide to Success with HMOs Investing in a buy-to-let property can be a rewarding venture, offering both steady rental
A fixed rate mortgage basically means that your interest rate and payments won’t change for the initial product period of your mortgage.
Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*
A residential mortgage in the UK is a loan that is used to purchase a property for use as a primary residence. The lender, typically a bank or building society, uses the property as collateral for the loan. The borrower makes monthly payments to the lender until the loan is fully repaid, which is typically over a period of 25-30 years.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Clever Mortgages is a trading name of B B Mortgages Ltd. B B Mortgages Limited is a limited company registered in England and Wales with registered number 08057085 Registered Office: 20 Market Place, Newark, England, NG24 1EA. B B Mortgages Ltd is authorised and regulated by the Financial Conduct Authority with registered number 706595.
Your initial consultation and any quotations are free and you are under no obligation to proceed with any options that may be available to you. If you choose to go ahead with a mortgage or secured loan, a fee will become chargeable. Please note commercial mortgages and some buy to let mortgages are not FCA regulated products.
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