This week witnessed a flurry of activity in rate cuts, with several lenders enhancing their fixed-rate offerings. According to insights from Moneyfacts finance expert Rachel Springall, these changes resulted in a decline in the average two- and five-year fixed mortgage rates overall.
Following a year of mortgage rate hikes, is 2024 going to be a better year for first-time buyers to make their move into homeownership?
10 facts about houses throughout history in England, focusing on their construction methods, materials, and costs:
Here’s a comprehensive list of essential things to check when looking at a new home.
Unlock homeownership for complex incomes with Clever Mortgages’ expert guidance.
We are seeing more and more lenders offering mortgage interest rates that are under 5%, the lowest they have been for months.
The simple answer is, there isn’t a minimum credit score to get a mortgage, in fact some lenders don’t credit score at all. We find
Breaking News Today, Santander announced it is reducing its 5 year fixed rate to below 5% (25 Sept 2023). Santander isn’t stopping there it is
Clever Mortgages, who arrange mortgages for all types of customers, be that with a poor or excellent credit score, are seeing lenders now decreasing their mortgage interest rates.
Fixed Rate Mortgage vs. Standard Variable Rate: Whether you value the stability of a fixed rate or the flexibility of an SVR, we’re here to help you make an informed decision.
With the average 2 year fixed mortgage rate in the UK reaching a 15-year high of 6.6%*, homeowners face critical decisions regarding their mortgage arrangements. We explain the importance of reviewing your mortgage.
The UK’s largest mortgage lenders and the Financial Conduct Authority (FCA – who regulated mortgages) have agreed with the Chancellor a set of standards that they will adopt when helping their regulated residential mortgage borrowers worried about higher rates.
If you’re thinking about buying your first home, you might be wondering if using Klarna or other ‘buy now, pay later’ (BNPL) services could cause
Recent analysis by Shawbrook reveals a significant shift in professional landlords’ strategies, with many focusing on higher-yielding property types such as semi-commercial and commercial properties.
If you’re looking to diversify your property portfolio or maximize your rental income, investing in a House in Multiple Occupation (HMO) could be the perfect
Buying your first home is an exciting but sometimes overwhelming experience. To help you navigate this journey, here’s a complete guide that outlines the timelines,
If you’re planning to buy a house, you’ve probably heard that lenders look closely at your finances to decide if they’ll give you a mortgage.
Thinking about becoming a landlord? Buying a property to rent out can be a smart investment, but it comes with some key considerations. One of
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Clever Mortgages is a trading name of B B Mortgages Ltd. B B Mortgages Limited is a limited company registered in England and Wales with registered number 08057085 Registered Office: 20 Market Place, Newark, England, NG24 1EA. B B Mortgages Ltd is authorised and regulated by the Financial Conduct Authority with registered number 795789.
Your initial consultation and any quotations are free and you are under no obligation to proceed with any options that may be available to you. If you choose to go ahead with a mortgage or secured loan, a fee will become chargeable. Please note commercial mortgages and some buy to let mortgages are not FCA regulated products.
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