How much can I borrow for a mortgage?
There are many factors that can determine how much you can borrow, such as income and existing loans and financial commitments. Below is a rough guidance calculator. For a more accurate calculation, speak to one of our advisors for a free consultation about your circumstances.
How much can I borrow mortgage calculator?
You might have never had a mortgage before, or your financial circumstances might have recently changed. In either case, you might be unsure how much you can borrow for a mortgage. Our tool can help work this out based on your salary, combining your partner’s salary if it’s a joint mortgage.
Input your salary for a quick overview of what you could potentially borrow. This is based on 3.5x salary. Other options are available. Please complete these for annual incomes before tax.
How much can I borrow for the mortgage?
Number of applicants
Income
| Applicant 1 | Applicant 2 | |
|---|---|---|
| Annual Income | ||
| Other Income |
Your Mortgage results
Based on your entered income and subject to lenders criteria and credit scoring,
you could be
eligible to lend between £{{ mortgageResult.min | currency }} to £{{ mortgageResult.max | currency
}}.
A mortgage of £{{ mortgageResult.max | currency }} at 5.8% over 25 years would cost you approximately £{{ monthlyPayments | currency }} per month.
Please complete annual income for both applicants.
