Mortgage guides and advice
How Klarna and Buy Now, Pay Later Schemes Could Affect Your Mortgage Application
If you’re thinking about buying your first home, you might be wondering if using Klarna or other ‘buy now, pay later’ (BNPL) services could cause
Professional Landlords Embrace Higher-Yielding Investments Amid Market Challenges
Recent analysis by Shawbrook reveals a significant shift in professional landlords’ strategies, with many focusing on higher-yielding property types such as semi-commercial and commercial properties.
Navigating the Complex World of Development Finance
The landscape of development finance has undergone significant changes since the pre-credit-crunch era when banks were the go-to source for developers. With traditional lenders becoming
Buy to Let vs. Residential Mortgage: What’s the Difference?
If you’re exploring your mortgage options, you might be wondering: what’s the difference between a buy-to-let (BTL) mortgage and a residential mortgage? While these two
Why Buying an HMO is a Smart Investment: Funding Options and the Importance of Expert Advice
If you’re looking to diversify your property portfolio or maximize your rental income, investing in a House in Multiple Occupation (HMO) could be the perfect
Bridging Loans: Keep Your Projects Moving with Clever Mortgages
When it comes to property investment or development, time and funding can make all the difference. Bridging loans are the perfect solution to bridge financial
New Year, New Home: Tips for First-Time Buyers
The New Year is the perfect time to make a fresh start — and for many, that means taking the plunge into buying your first
Mortgage Options for Those in a Debt Management Plan (DMP)
If you have been or are currently in a Debt Management Plan (DMP), you might wonder how this impacts your ability to get a mortgage.
Product Transfers vs. Remortgages: What’s Right for You?
When it comes to renewing your mortgage deal, you’ve got two main options: stick with your current lender for a product transfer or explore the
Why You Shouldn’t Wait to Buy Your First Home
If you’re thinking about buying your first home, here’s some advice: don’t wait! Big changes to stamp duty are coming in April 2025, and they
Getting a Mortgage with Defaults: Your Comprehensive Guide
If you have defaults on your credit file, the idea of getting a mortgage might feel overwhelming. However, it’s not impossible. There are lenders who
How Long Does It Take to Buy a Property as a First-Time Buyer?
Buying your first home is an exciting but sometimes overwhelming experience. To help you navigate this journey, here’s a complete guide that outlines the timelines,
