Mortgage guides and advice

A woman redecorates her house after taking out a hoe improvement loan

The Best Ways To Fund Your Home Improvements

There’s a good chance that once you’re on the property ladder, you will want to put your own stamp on your house by making some home improvements. You might want a new kitchen or build an extension, whatever you want to do, you’ll most likely need to raise some capital in order to do it.

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A man holding a phone with his credit score indicated on it

Check your credit score

Many people avoid checking their credit report because they have been lead to believe it will have an impact on their overall score. In fact, you can check your own credit report as often as you like without it having an impact on your score. Although every check of your report will create a footprint on your file, only searches made by financial lenders will leave a mark on your file that other lenders will see.

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A man and woman hold the hands of their child and walk along a path after buying life insurance

Reasons to buy life insurance

There are many reasons to buy life insurance – whether you do or don’t have health issues. Naturally, if you do have any health problems then it makes sense to take out a policy, but even if you don’t it’s wise to look into it early.

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