Mortgage guides and advice
New and Existing Customers
Our customers are important to us so here is some hints and tips and on how we can help you
What is Equity Release?
Equity release is a way to get cash from the value of your home. It allows you to unlock some of the equity (money) tied up in your property
Top Tips for Surviving the Cost of Living Crisis for Pensioners
The price of everyday essentials such as food, petrol and energy are more expensive, meaning that your money simply won’t go as far as it used to.
With costs already significantly higher than six months ago, there are growing concerns that prices are set to increase even further come Autumn.
What does a mortgage adviser do?
A mortgage advisor acts between yourself (the client) and the mortgage lender. Their role is to help identify your requirements, your current situation and find a mortgage product that is suitable.
What is a decision in principle. When should I apply for a mortgage?
How to get a head start when looking at properties – apply now and get a Decision in Priciple to get ahead of the competition.
Reasons to review your mortgage amid the cost-of-living crisis
Did you know we could secure a remortgage/product transfer 6 months before your existing fixed rate ends Table of Contents Why Mortgage Advice is
How will the interest rate rise affect my mortgage?
Interest rates have increased to the highest level since 2009 as the Bank of England tries to tackle the rising cost of living. Rates rose
Is it the end of cheap mortgages
Following the Bank of England’s Governor Andrew Bailey stating the need to act upon rising inflation, the market is strongly anticipating a rise in the BoE’s base rate which has been at a record low for the majority of the pandemic.
What is a Family Assist mortgage?
Family Assist mortgages offer a different approach to lending, allowing close family members the chance to help you get your dream home with no (or very little) deposit.
Your Complete Guide to Home Purchase Schemes
Home Purchase Schemes. These schemes are designed to put home ownership within reach of more people than ever before.
Top 5 reasons to take Life Insurance
No one likes to think about a time after they’ve gone, but life insurance could offer reassurance and comfort to you and your loved ones for this situation.
Behind the scenes at clever mortgages – Beth
I would like to introduce you to Beth, one of our Mortgage Case Managers to find out what it’s like to be part of our team.