Mortgage guides and advice
First-time buyers: How to tackle affordability challenges in 2024
Following a year of mortgage rate hikes, is 2024 going to be a better year for first-time buyers to make their move into homeownership?
House styles through the years
10 facts about houses throughout history in England, focusing on their construction methods, materials, and costs:
A Comprehensive Guide to Essential Considerations when buying a house
Here’s a comprehensive list of essential things to check when looking at a new home.
Mortgages for complex income borrowers
Unlock homeownership for complex incomes with Clever Mortgages’ expert guidance.
Mortgage rates drop below 5%, the lowest seen for months – Nov 2023
We are seeing more and more lenders offering mortgage interest rates that are under 5%, the lowest they have been for months.
What is the minimum credit score needed to get a mortgage in the UK?
The simple answer is, there isn’t a minimum credit score to get a mortgage, in fact some lenders don’t credit score at all. We find
Santander announce 4.95% Five-Year Fixed Rate
Breaking News Today, Santander announced it is reducing its 5 year fixed rate to below 5% (25 Sept 2023). Santander isn’t stopping there it is
Mortgage rates starting to drop – Despite continued Bank of England rate increases
Clever Mortgages, who arrange mortgages for all types of customers, be that with a poor or excellent credit score, are seeing lenders now decreasing their mortgage interest rates.
Fixed Rate Mortgage vs. Standard Variable Rate: Making Informed Choices for Your Mortgage
Fixed Rate Mortgage vs. Standard Variable Rate: Whether you value the stability of a fixed rate or the flexibility of an SVR, we’re here to help you make an informed decision.
Secure Your Financial Future: Exploring New Mortgage Deals today!
With the average 2 year fixed mortgage rate in the UK reaching a 15-year high of 6.6%*, homeowners face critical decisions regarding their mortgage arrangements. We explain the importance of reviewing your mortgage.
Exiting a fixed rate early ST
You can usually leave a fixed rate mortgage early – however, lenders usually require an early repayment charge and an exit fee.
Mortgage Charter
The UK’s largest mortgage lenders and the Financial Conduct Authority (FCA – who regulated mortgages) have agreed with the Chancellor a set of standards that they will adopt when helping their regulated residential mortgage borrowers worried about higher rates.
