Mortgage guides and advice
First Time Buyers with bad or low credit score
Finding a mortgage for a first-time buyer with poor credit can be difficult. Most first-time buyers want to borrow more than 85%, which can massively reduce
A Guide to Affordability
Affordability can also be down to the property you are looking to purchase as well, if you are looking to refurbish a property it would be never advisable to borrow to your maximum affordability
What Credit Score do you need to get on the housing ladder?
Having poor or bad credit doesn’t always mean you won’t get a mortgage, but it can affect the options available to you.
Can I get a mortgage with a low credit score?
Is your credit score lower than you’d like it to be? Perhaps you’ve got a default, CCJ or IVA lingering on your credit report, and are worried that you won’t be able to get a mortgage until it’s been wiped clear?
90% Loan-to-Value mortgages starting to return to pre-pandemic levels as Lender confidence grows
Lending in 2020 was massively impacted by the COVID-19 pandemic. In April 2020, due to the lockdown, we saw the property market come to a
Will the stamp duty holiday continue past March 2021
This year has been a roller coaster when it comes to the mortgage market, during lockdown 1 in March Mortgage Products fell dramatically with lenders
Furlough Mortgages
The current situation with furlough You may have been on furlough or finding yourself on an extend period with the current scheme running until 30th
Help to buy scheme – April 2021 – March 2023
The new Homes England Help to Buy Equity loan scheme commenced on the 16th December 2020. This scheme is only open to first time buyers
Why use a mortgage broker?
There are many reasons why it’s beneficial to use a mortgage broker – here’s a few of the main ones.
Beat the Stamp Duty rush and save money with a bridging loan
We’re currently seeing one of the busiest housing markets in over a decade as people rush to beat the Stamp Duty Land Tax (SDLT) deadline.
New-found freedom if you are a mortgage prisoner
Are you stuck in your mortgage and unable to switch, even though you’ve been keeping up with your repayments? You might, unfortunately, fall into
Why now is a great time to move home
Recent industry figures have shown that 1.09 million people with adverse credit scores might be looking to buy a new property in the next 12 months.
