Mortgage guides and advice
Things to consider when buying a property
There are many things to consider when buying and viewing properties to live in — such as location, price, condition, chain size. Below we will cover
Remortgage V Second Charge Mortgage
When looking to raise funds from your property, it can be challenging to work out whether it is better to remortgage, take a further advance
Help to buy case study with bad credit
The customers came to us via our website mortgage enquiry form. They were looking for their first mortgage, they also needed to buy via the
First time buyer mortgage and NHS key workers
The customers came to us as first-time buyers and both NHS key workers, they currently rented a property. They wanted to buy their first home
Remortgage with Poor Credit – The Facts
Are you thinking about a remortgage? Are you unsure what that term means? Are you worried your credit score may let you down or even prevent you from remortgaging altogether?
We’re here to help
More than just a Mortgage Broker
Mortgage Brokers act as the middleman between you and lots of lenders, they are very experienced in shopping about and getting the best deal for their client’s circumstances.
The 95% Mortgage Government Backed Scheme: What You Need to Know
What is the 95% mortgage scheme? A 95% mortgage allows the buyer to borrow a maximum of 95% of the property price. This is known as the loan to value amount.
Stamp duty holiday extended and 95% mortgages now available
Today (3 March 2021) the Government announced 95% mortgages are now available to buy properties up to £600,000 with just a 5% deposit.
What happens when applying for a mortgage?
Have you ever wondered what happens when applying for a mortgage? Below, we break this down into 6 simple steps.
Government to launch a new 95% mortgage scheme for first time buyers and home movers with a 5% deposit
Exciting news was received over the weekend, for prospective first-time buyers and those who would like to move home, but only have a deposit of 5%.
First Time Buyers with bad or low credit score
Finding a mortgage for a first-time buyer with poor credit can be difficult. Most first-time buyers want to borrow more than 85%, which can massively reduce
A Guide to Affordability
Affordability can also be down to the property you are looking to purchase as well, if you are looking to refurbish a property it would be never advisable to borrow to your maximum affordability
