Mortgage guides and advice
Furlough Mortgages
The current situation with furlough You may have been on furlough or finding yourself on an extend period with the current scheme running until 30th
Help to buy scheme – April 2021 – March 2023
The new Homes England Help to Buy Equity loan scheme commenced on the 16th December 2020. This scheme is only open to first time buyers
Why use a mortgage broker?
There are many reasons why it’s beneficial to use a mortgage broker – here’s a few of the main ones.
Beat the Stamp Duty rush and save money with a bridging loan
We’re currently seeing one of the busiest housing markets in over a decade as people rush to beat the Stamp Duty Land Tax (SDLT) deadline.
New-found freedom if you are a mortgage prisoner
Are you stuck in your mortgage and unable to switch, even though you’ve been keeping up with your repayments? You might, unfortunately, fall into
Why now is a great time to move home
Recent industry figures have shown that 1.09 million people with adverse credit scores might be looking to buy a new property in the next 12 months.
What is shared ownership
Shared ownership is a government-aided initiative to help first-time homebuyers and existing homeowners purchase a new property by helping towards the deposit.
The latest UK home moving guidance ahead of new lockdown
If you’ve just had an offer accepted on a new house, or are currently packing boxes, you may be wondering whether the higher tier coronavirus restrictions – and latest national lockdown – will affect your big move.
To move or improve?
To move or improve. One of the side-effects of lockdown is that many people are re-evaluating the amount of space they need in their house and garden.
Exiting a fixed rate early
You can usually leave a fixed rate mortgage early – however, lenders usually require an early repayment charge and an exit fee.
Do I have to use Estate Agents mortgage broker or Builders Broker
A common question I get nearly every day is whether clients must use the Estate Agents or Builders Mortgage Broker. The short answer is ‘no’.
Are you looking for a mortgage to buy a new house?
When you’re looking for a house, the fun part is trying to find the home to suit you. However, figuring out where to start when you’re looking at finance options can seem like a daunting task. With so many differing schemes, mortgages and housing options out there, it can be hard to narrow down exactly where you should start
