Mortgage guides and advice
Protection options available during the coronavirus pandemic
During these uncertain times, now more than ever, it’s worth knowing how your cover will protect you and your family should a tragic event occur.
Coronavirus update from Clever Mortgages
We understand that these are worrying times, and everyone is doing their best to look after themselves, family and friends. There’s lot of uncertainty, and
Applying for a mortgage with a CCJ
Finding a mortgage can be especially difficult if you have an adverse credit score. A CCJ, IVA or defaults (any missing payments) on your credit
Can I get 100% mortgage with 0% deposit?
Usually, lenders require at least a 5% deposit to readily provide a mortgage. A higher deposit means you’ll be eligible for more lenders and products, plus access to better rates- however, this isn’t always an option for first-time buyers in the current market. For those who can’t save up a deposit, or those who want to get onto the property ladder as soon as possible, there are other routes you can take that involve a much smaller, or no deposit.
A Beginner’s Guide to Help to Buy Mortgages (HTB)
A Beginner’s Guide to Help to Buy Mortgages (HTB) Homeownership is becoming a distant dream for a growing section of the British population. According to
Mortgages, even with bad credit
Poor credit ratings can be a huge barrier when trying to get a mortgage. Luckily there are brokers such as Clever Mortgages who can help
Reasons for remortgaging your home
Remortgaging is a process that most homeowners will go through at some stage in their lives, yet many don’t fully understand what it is or
Making home improvements which can add value to your home
With Easter just around the corner, now is a great time to start planning those home improvements you’ve been waiting to make. With our roads
How debt consolidation can deliver real benefits for your future
Debt consolidation benefits. It’s a way of refinancing current debts into one, more manageable, loan to suit your monthly budget and future goals.
Can you get a mortgage with debt?
Many people who are in debt automatically assume they won’t be eligible for a mortgage. This isn’t always the case and you should still have
Transferring a mortgage when you move home
When moving home a big consideration will be what to do with your mortgage. Should you look at moving your existing mortgage – known as
Mortgage types explained
Mortgage types explained. Fixed Rate, Variable rate mortgage, tracker, discount. What does it all mean? We explain all you need to know.
