Looking for a mortgage or remortgage?
We work with over 100 lenders and have a range of options to suit all circumstances. We can also help if you have bad or poor credit
You could raise additional funds when remortgaging for things like home improvements or debt consolidation.
How does remortgaging work?
When you remortgage, you don’t need to move home. Instead, you can switch your existing mortgage from one lender to another or even stay with the same lender. This typically happens when your existing mortgage product ends (such as a fixed rate) or when circumstances suggest that switching deals may be cheaper. You could also look to raise additional funds for things like home improvements or debt consolidation.
We deal with over 100 lenders, and 1,000s of products
- We’ll find the best rate available to you
- Specialists in Low and Poor Credit Profiles
- Reduce your mortgages Payments
- Consolidate personal debt or raise additions funds
- Over 100 Lenders
- 1000s of products
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
We saved the clients 2 years in mortgage payments
How we helped one customer remortgage and save money
Client had recently come to an end of their IVA and were wanting to be able to obtain a new competitive rate of interest, as they were currently on the SVR with their current lender. Also if possible were wanting to reduce the term to repay this off quicker.
Solution
I recommended a 5-year fixed rate, to give the client long term stability with her mortgage payments. Also, we were able to reduce their mortgage term down to 10 years, this will ensure the mortgage is paid off by the time the client is looking to Retire. Due to the previous mortgage was going to take her to 72.
Previous mortgage
New mortgage
Remortgage Calculator
Get an instant indication of what your payments for a remortgage could be. Remortgage calculators are invaluable when you’re looking for a new deal. You can enter a few pieces of information to see your options. Your property price, the mortgage amount you need, and the term you’re looking to borrow over are all vital.
Remortgage Calculator
Current mortgage details
Summary
Your current monthly payment should be (based on the information you have entered)
£{{ !isNaN(current_repayment_basis) ? current_repayment_basis : 0 | currency }}
(repayment basis)
New mortgage details
Summary
Your new estimated monthly payment could be
£{{ new_estimated_monthly_payment | currency }}
Additional cost £{{ new_estimated_monthly_payment - current_repayment_basis }}
Monthly savings £{{ current_repayment_basis - new_estimated_monthly_payment }}
Representative Example:
Mortgage amount £170,995 (including £995 lender fee), 64 payments of £748.30 at a fixed interest rate of 2.28%, followed by 236 payments of £889.60 at a variable rate of 4.24%. Over a term of 25 years, giving a total amount payable of £258,861 at an APRC of 3.6%. The contract will be secured against your property.
We help people with bad or poor credit get mortgages and remortgages
There are many reasons why you may want to consider a remortgage, even if you have bad credit. You may just need a better interest rate, which could save what you pay each month. Perhaps you wish to raise additional funds to consolidate debts or make improvements to your home.
Low Rates
We have access to marketing leading rates
Bad credit experts
We are specialists in all kinds of Bad Credit
Great service and fast!
We work fast to get you an answer
